Finance3 min read
How Much Is Car Insurance?
The current U.S. average cost of car insurance is $2,242 per year for full coverage and $1,183 per year for liability-only coverage, according to Insurify data. In 2025, car insurance rates fell in 39 states, according to the American Driver report. Eight states saw rate decreases of 15% or more. The average cost of car insurance in your state depends on multiple factors, including traffic congestion, population density, accident rates, theft rates, and more.
